Upgrade Your HDB To A Private Property

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Dear Homeowners,

Want To Know If You Are Able To Upgrade Your HDB To A Private Property While Simultaneously Building Your Wealth?

Take This FREE Online Assessment To Find Out!

If you qualify to safely upgrade to a private property without touching much of your savings

If you are able to own a luxury property in a prime location

If you can not only upgrade your HDB home but build a sustainable retirement fund for you and your family!

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As Featured On

Nicholas Huang and Dawn Cher: Huttons Duo’s end-to-end investment management forte sets them apart from the pack

It would come as a surprise to our readers that Nicholas Huang and Dawn Cher, a rising power couple in the real estate industry, did not begin their careers as real estate agents…

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So…What is Asset Progression And How Can You Benefit From It?

While it is most commonly known as Asset Progression, it also comes under many different terms such as Wealth Upgrading. Planned Progression or Wealth Creation. It all means the same thing which is the growth of one’s wealth through carefully planned investments in properties.

Many people believe that you’ll need extra capital to purchase a new property, or that you’ll need to have sufficient savings in order to grow your wealth through property upgrading. In reality, you can actually own a private property without touching much of your savings!

Let Me Know If I Qualify

Why Is This Important?

Property is one of the (If not the) biggest investment any individual can make in their lifetime.

In Singapore, due to the shortage of houses and the concept of controlled housing (HDBs), buying a property is pretty much a lifelong decision.

Apart from the scarcity, there is also an innate fear about making the wrong decision. Sometimes you think that you know about the property market, but in reality, the property market in Singapore moves so rapidly that whatever was applicable 3 years ago might not be applicable now; and whatever that was applicable 7 years ago will definitely be out-of-date in comparison to today’s market!

In 2022 and 2023, new housing regulations were introduced by the government, impacting HDB prices with more policies expected in the near term to tackle the problem of $1M HDBs.

As a result, people will need to be even more meticulous before making their property investments; one mis-step and you could jeopardize your retirement plans.

Asset Progression is important is because making the right decisions allows you to have a more comfortable retirement, and enables you to put your money to better use!

New Rules & Regulations

Accessible Public Housing

Ramped up housing supply may slow rising property prices in 2023: Analysts

Property analysts expect property prices to continue climbing next year, but a strong supply of new homes may help moderate the anticipated spike.

Tight supply of homes to ease in 2023, price growth moderated after cooling measures: Desmond Lee

Price growth in both the private and Housing Board resale markets moderated in the fourth quarter of 2022, as transaction volumes dropped following property cooling measures

About Me

Hi! My name is Nicholas. I’ve always been the type of consultant who puts my client’s needs first before my own. Over time, I realised that although insurance is important and beneficial, most customers can purchase a policy at every stage of their lives or at any time. The implications of choosing an expensive or wrong policy does not nearly equate to the implications of a wrong property purchase. Which is why we’ve decided to ultimately choose Real Estate as

a career.

So What Are Some Of The Effects Of A Good Or Bad Financial Decision?

Case Study #1 (Negative Sale Of $71,000)

I had a client by the name of Mr and Mrs Ho, who had purchased an Executive Maisonette around 11 years ago for $650k, sized at 147sqm in Serangoon North. Today (at 55 years old), they want to see their property at $780k but realised they couldn’t cash-out even though they had purchased it at $650k. Why?

Case Study #2 (Profit Of $480,000)

11 years ago around the same time Mr and Mrs Ho had bought an Executive Maisonette for $650k. I had another client who had purchased a 3 Bedroom unit in Private EC (1165 sqft) for $750,105. On Dec 2021, they sold their 3 bedroom unit for $1,229,075! They had profited $480,300 in cash and had gotten back close to $500,000 in their CPF.

Here Are Some Of The Testimonials To Show You That If They Can Do it, So Can You!

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